The Kompare Journalhttps://kompare.co.uk/blogPlain-English guides to UK insurance.en-gb Breakdown cover levels: roadside, recovery, home start, onward travelhttps://kompare.co.uk/blog/breakdown-cover-levels-roadside-recovery-home-start-onward-travelhttps://kompare.co.uk/blog/breakdown-cover-levels-roadside-recovery-home-start-onward-travelTue, 13 Oct 2026 06:33:37 GMTRoadside fixes you or tows you locally, national recovery takes you anywhere in the UK, home start covers your drive and onward travel keeps you moving. What is commercial combined insurance and which businesses use it?https://kompare.co.uk/blog/what-is-commercial-combined-insurance-and-which-businesses-use-ithttps://kompare.co.uk/blog/what-is-commercial-combined-insurance-and-which-businesses-use-itMon, 12 Oct 2026 14:33:42 GMTCommercial combined insurance bundles property, liability and business interruption cover into one policy. See what it covers and which firms use it. How much public liability cover do tradespeople need? £2m to £10mhttps://kompare.co.uk/blog/how-much-public-liability-cover-do-tradespeople-need-2m-to-10mhttps://kompare.co.uk/blog/how-much-public-liability-cover-do-tradespeople-need-2m-to-10mMon, 12 Oct 2026 14:25:42 GMTPublic liability isn't a legal must for most trades, so the client or contract sets the level. Council contracts we checked ask for £2m, £5m or £10m. How many vehicles do you need for fleet insurance? The UK ruleshttps://kompare.co.uk/blog/how-many-vehicles-do-you-need-for-fleet-insurance-the-uk-ruleshttps://kompare.co.uk/blog/how-many-vehicles-do-you-need-for-fleet-insurance-the-uk-rulesMon, 12 Oct 2026 14:20:35 GMTNo UK law sets a minimum number of vehicles for fleet insurance. Each insurer sets its own threshold, but every vehicle used on the road must be insured. Taxi insurance for your council licence: what proof do you need?https://kompare.co.uk/blog/taxi-insurance-for-your-council-licence-what-proof-do-you-needhttps://kompare.co.uk/blog/taxi-insurance-for-your-council-licence-what-proof-do-you-needMon, 12 Oct 2026 14:14:49 GMTCouncils need proof of hire and reward insurance that matches your licence: public hire for hackney carriages, private hire for pre-booked work only. Road risks only vs combined motor trade insurance: which fits you?https://kompare.co.uk/blog/road-risks-only-vs-combined-motor-trade-insurance-which-fits-youhttps://kompare.co.uk/blog/road-risks-only-vs-combined-motor-trade-insurance-which-fits-youMon, 12 Oct 2026 14:10:11 GMTRoad risks only covers driving vehicles for your motor trade. Combined adds premises, tools, stock and liability cover. Here is how to tell which fits. Hire and reward insurance explained: is parcel delivery covered?https://kompare.co.uk/blog/hire-and-reward-insurance-explained-is-parcel-delivery-coveredhttps://kompare.co.uk/blog/hire-and-reward-insurance-explained-is-parcel-delivery-coveredMon, 12 Oct 2026 13:08:17 GMTStandard van insurance doesn't cover being paid to carry other people's parcels. Here's what hire and reward means and how courier cover differs. Social, domestic and pleasure vs carriage of own goods: van insurancehttps://kompare.co.uk/blog/social-domestic-and-pleasure-vs-carriage-of-own-goods-van-insurancehttps://kompare.co.uk/blog/social-domestic-and-pleasure-vs-carriage-of-own-goods-van-insuranceMon, 12 Oct 2026 13:03:02 GMTSocial, domestic and pleasure van cover excludes work use. Carriage of own goods covers carrying your own tools and materials for work. See which fits.