Motor trade
Motor trade insurance for all professions
Motor trade insurance for dealers, mechanics, valeters and other traders: the main policy types and how Kompare puts you in touch with a specialist.
Whether you are new to the motor trade and looking for your first policy or coming up to a renewal, finding the right motor trade insurance starts with a short form. Kompare puts you in touch with specialist brokers who understand the trade.
What is motor trade insurance?
Motor trade insurance is cover for people and businesses who work with vehicles. It is designed for the way traders use vehicles, such as driving customer cars, moving stock or test driving a vehicle before a sale, which a standard private policy would not cover.
Who is it for?
Motor trade cover can suit a wide range of professions, including:
- Vehicle sales, from part-time traders to dealerships
- Mechanics and garages
- Valeters
- Body shops
- Vehicle recovery and breakdown specialists
- Windscreen fitters
- Vehicle delivery drivers
The policies we can help you find
Road risks only
Road risks cover is for driving vehicles in connection with your trade, such as your own stock and customers' vehicles. It suits traders who work from home or do not have business premises.
Combined
Combined motor trade insurance brings road risks together with cover for your premises, such as buildings, tools, stock on site and liability. It suits traders with a garage, showroom or workshop.
How Kompare works
You fill in a short form with details of your trade, the drivers and the cover you need. A specialist FCA-authorised broker from our panel then contacts you to talk about quotes. Using Kompare is free and there is no obligation to buy. If you go ahead, your policy is arranged with that broker.
Find out more on our motor trade insurance page, read about how we work, or contact us if you would rather talk it through.

