What is windscreen repair insurance?

Windscreen repair cover can reduce the cost of repairing or replacing a vehicle's windscreen. Some policies may also pay to repair bodywork damaged by broken glass. Driving with a damaged windscreen can be dangerous and, depending on the damage, may break the rules on vehicle condition.

Does my motor trade policy cover windscreens?

Not always. Some policies don't cover windscreen damage at all, some let you arrange the repair yourself and claim back the cost, and others only pay if an approved repairer does the work. It's worth checking your policy wording or asking your broker.

Is it expensive to add windscreen cover?

It doesn't have to be. Windscreen cover can often be included as part of a wider policy designed around your business, including a road risks policy.

Motor trade

Windscreen repair insurance

Windscreen repair insurance for motor traders and windscreen fitters: what it is, whether a trade policy covers glass, and road risks versus combined cover.

A cracked windscreen is one of the most common vehicle maintenance problems. If you work in the motor trade, including windscreen cover on your policy could help with unexpected costs.

A flying stone, extremes of temperature or a minor bump can all chip or break a windscreen. If you repair, buy or sell vehicles, you'll need the right cover in place for whatever might go wrong. A chipped windscreen may be one of the smaller risks, but it's still worth thinking about when you arrange your insurance.

Kompare helps traders find specialist motor trade cover. You fill in a short form and a specialist FCA-authorised broker from our panel contacts you to talk through your needs and quotes. You can read more on our motor trade insurance page or see how we work.

Who is it for?

This type of cover can suit:

windscreen fitters and glass repairers
crash and body repairers
other motor traders who want glass cover on the vehicles in their care

What are the different policy types?

When you take out cover as a windscreen repairer, you'll usually choose between two levels of cover.

Road risks

This often suits traders based at home rather than at a fixed premises. It covers the vehicles in your possession when they're on the road, for example moving a vehicle from your garage to a driveway, collecting or returning a customer's vehicle, or testing a vehicle after work is finished.

Road risks and premises cover

A combined policy is designed for traders who run their business from a premises rather than from home. It's also worth considering if you employ staff, keep stock or store customers' vehicles overnight.

Not sure which policy you need?

If you're unsure which type of cover suits your business, get in touch and we can help with any questions. The broker who contacts you can also explain the options before you decide.

Other motor trade roles

Many roles in the motor trade overlap. If you also repair, sell or valet vehicles, mention it when you fill in the form so your cover reflects the work you do. Our motor trade insurance page covers the full range of trades.