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Compare van insurance UK online

The main things to look at when you compare van insurance online in the UK: cover, price, service, policy extras and the excess you would have to pay.

Comparing van insurance online can help you find a policy that suits you. Price matters, but it is not the only thing worth looking at. Here are the main factors to consider when you compare van insurance in the UK.

What to compare

  1. Cover: different policies offer different levels and types of cover. Check whether a quote is for third party only, third party fire and theft or comprehensive, and whether it covers the way you use your van, such as social use, commuting or business use.
  2. Price: the cost of van insurance can vary a lot depending on the type of van, where you live and keep it, and your driving and claims history. Looking at more than one quote helps you see what is available for your circumstances.
  3. Customer reviews: reviews can give you an idea of the level of service and support you can expect, particularly when you need to make a claim.
  4. Policy benefits: some policies include extras such as breakdown cover, legal expenses cover or a courtesy van, and most let you build up a no-claims discount. Compare these so you know what you are getting.
  5. Excess: the excess is the amount you pay towards a claim. A cheaper premium can come with a higher excess, so check the total you would pay if you needed to claim.

Making sure the policy fits

It is worth checking the policy wording, not just the headline price. Make sure the class of use is right for your work, that any modifications are declared and that the details you give are accurate. Getting these wrong could affect a claim. If you carry goods for other people for payment, you will need hire and reward cover, which is explained on our courier insurance page.

How Kompare can help

Overall, when comparing van insurance online, it is worth weighing up cover, price, service, extras and excess together to find the policy that suits your needs and budget.

Kompare works with specialist van insurance brokers. You fill in a short form and a specialist, FCA-authorised broker from our panel contacts you to talk through quotes. Find out more about van insurance or read how we work.